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    <title>Over My Head's Personal Finance Blog</title>
    <link>http://overmyhead.savingadvice.com</link>
    <description>Paying off debt and saving!</description>
	<webMaster>webmaster@savingadvice.com</webMaster>
	<managingEditor>Marie</managingEditor>
    <language>en-us</language>
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      <title>Disaster strikes again</title>
      <link>http://overmyhead.savingadvice.com/2008/03/11/disaster-strikes-again_36520/</link>
      <description>Last wedn. I had to take my DD1 to the ER. She was having pains in her lower abdomen and throwing up. They ran all kinds of tests and concluded she had a severe UTI that spread to her bladder and kidneys. She spent 2 days in the hospital being pumped full of antibiotics through an...</description>
      <pubDate>Tue, 11 Mar 2008 14:42:31 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Very frustrated....</title>
      <link>http://overmyhead.savingadvice.com/2008/03/03/very-frustrated_36229/</link>
      <description> This past weekend I worked, DH stayed home recuperating from being sick so between him and I no money spent. DD1 did not go anywhere requiring $ and DD2 got her first full paycheck so she was on her own. Then..... last night DD2 coughs and coughs and today my day off I take her to...</description>
      <pubDate>Mon, 03 Mar 2008 14:22:31 PST</pubDate>
	  <author> (Marie)</author>
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      <title>February totals</title>
      <link>http://overmyhead.savingadvice.com/2008/02/28/february-totals_36051/</link>
      <description>I just figured out my total spending for the month and broke it down into categories.&lt;br /&gt;
&lt;br /&gt;
Eating out or take out: $196.65&lt;br /&gt;
This is due partly to the fact that I work 12 hour shifts during the week and 10 during the weekend so when I get out of work I do not want to cook. I need to plan...</description>
      <pubDate>Thu, 28 Feb 2008 07:39:32 PST</pubDate>
	  <author> (Marie)</author>
    </item>
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      <title>New Computer</title>
      <link>http://overmyhead.savingadvice.com/2008/02/27/new-computer_36022/</link>
      <description> I have not been able to get online due to computer issues. Our computer was 4.5 years old and the hard drive was dying. Best Buy said they could replace the hard drive for $300 or I could buy a new tower for $500 or more. However, I could get a whole package for $750 so that is what...</description>
      <pubDate>Wed, 27 Feb 2008 11:48:09 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Groc shopping at Wal-mart/Target Superstores is a bad thing</title>
      <link>http://overmyhead.savingadvice.com/2008/02/20/groc-shopping-at-wal-marttarget-supersto_35794/</link>
      <description>Yesterday I went to Walmart Super store (I really dislike this store and I usually go to the Walmart supermarket but I needed a bath rug) and I spent $24 on unnecessary items. I bought DD2 two pairs of shoes the ballet style for school at $7 a pr and a pretty tank top for $7. Neither...</description>
      <pubDate>Wed, 20 Feb 2008 11:34:45 PST</pubDate>
	  <author> (Marie)</author>
    </item>
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      <title>Late night trip to Urgent Care</title>
      <link>http://overmyhead.savingadvice.com/2008/02/19/late-night-trip-to-urgent-care_35753/</link>
      <description> DD1 came home from work last night and said she had a bad headache. She had taken a Motrin earler but it did not work. She threw up a couple of times and I explained to her that she had a migraine and just needed to lay in the dark. She was scared because her cousin died at her age...</description>
      <pubDate>Tue, 19 Feb 2008 06:23:05 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Picking myself up</title>
      <link>http://overmyhead.savingadvice.com/2008/02/18/picking-myself-up_35730/</link>
      <description> We went and picked up DD1's car today. Total was $1,911.01. At least she has reliable transportation now to school and work. After all is said and done I will owe my parents $800.00.&lt;br /&gt;
 I went to Super Target afterwards and spent approx. $45. I bought a throw rug for DD2's room previously...</description>
      <pubDate>Mon, 18 Feb 2008 13:26:37 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Sick and Tired</title>
      <link>http://overmyhead.savingadvice.com/2008/02/17/sick-and-tired_35688/</link>
      <description>I am. Every time we get 2 steps ahead we fall 5 steps back. Here is what our financial state looks like right at this moment:&lt;br /&gt;
 DD1's car in shop $1911.00 to fix (have to borrow the money from my parents and pay them back)&lt;br /&gt;
 My door handles on the back doors of my van are broken and...</description>
      <pubDate>Sun, 17 Feb 2008 12:10:47 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Christmas shopping tally</title>
      <link>http://overmyhead.savingadvice.com/2007/12/11/christmas-shopping-tally_32763/</link>
      <description>Shopping for my DD1 is fun this year. She is happy with anything. She already has the digital camera, cell phone and ipod so I get to buy alot of little things for her. So far I bought her a $10 makeup bag, Bath and body works otion and spray $10 for 2 items after $10 off coupon, wallet...</description>
      <pubDate>Tue, 11 Dec 2007 12:47:56 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Going to try this again</title>
      <link>http://overmyhead.savingadvice.com/2007/12/07/going-to-try-this-again_32645/</link>
      <description>Well I have not been on this site in forever. Life gets in the way. Mainly life with a teenager. I feel like I will never get ahead financially until both my children move out. One is turning 18 on christmas eve and the other just turned 13. Both are girls. It seems that everytime...</description>
      <pubDate>Fri, 07 Dec 2007 09:23:39 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Back on Track</title>
      <link>http://overmyhead.savingadvice.com/2007/09/17/back-on-track_30309/</link>
      <description>I have not posted since July as I have not really been too motivated. After looking at real estate properties for sale in NC I am motivated once again.  Our goal is 3 years. I want my bills to be paid off... at least half of them by then.  I am thinking that we will probably profit...</description>
      <pubDate>Mon, 17 Sep 2007 14:29:07 PST</pubDate>
	  <author> (Marie)</author>
    </item>
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      <title>Vacation approaching</title>
      <link>http://overmyhead.savingadvice.com/2007/07/20/vacation-approaching_28475/</link>
      <description>Well Monday we leave for NC to visit my DS. This past week has not been good for the budget. My DH had no decent clothes so we had to buy him some shorts, shirts and underwear. This set us back $135.00 and put on CC.  My sis had my DD1 for the last 10 days and took her to NYCfor 2...</description>
      <pubDate>Fri, 20 Jul 2007 05:47:14 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Good day today</title>
      <link>http://overmyhead.savingadvice.com/2007/07/10/good-day-today_28167/</link>
      <description>Today I was off and took my dd2 and neighbor girls to a water theme park.  We bought the kids tickets for $45 at the beginning of the summer and they can go unlimited times during the weekfor the whole year. It keeps them entertained. They have been 6 times already so we have gotten...</description>
      <pubDate>Tue, 10 Jul 2007 14:55:07 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Going to try this again</title>
      <link>http://overmyhead.savingadvice.com/2007/07/09/going-to-try-this-again_28116/</link>
      <description>I have decided to get with the program again. I have had a career change which now allows me to actually save and pay down my debts. Before there was not even enough to pay the bills and we were just borrowing from Peter to pay Paul. My new job is in an emergency clinic and I love...</description>
      <pubDate>Mon, 09 Jul 2007 14:07:15 PST</pubDate>
	  <author> (Marie)</author>
    </item>
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      <title>My dad still thinks I'm 14 not 41!</title>
      <link>http://overmyhead.savingadvice.com/2006/11/14/my-dad-still-thinks-im-14-not-41_17305/</link>
      <description>Well today I got into a little argument with my Dad. My mom and dad told me that they would pay for my last two classes at the community college. I want to go to nursing school and I have to take these two pre-requisite classes for entrance into the program. Well since they made that...</description>
      <pubDate>Tue, 14 Nov 2006 18:36:58 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Beware this is a long rant on being a mom!</title>
      <link>http://overmyhead.savingadvice.com/2006/11/12/beware-this-is-a-long-rant-on-being-a-mo_17189/</link>
      <description>I wonder what I am going to do with myself after my kids are grown and out of the house. I swear everything I do, say, buy and feel is in regards to my girls. Everyday after school there are 3 girls that their parents aren't home when they get home from school and they come straight...</description>
      <pubDate>Sun, 12 Nov 2006 20:08:43 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Heres hoping a teacher gets sick tonight (jk!)</title>
      <link>http://overmyhead.savingadvice.com/2006/11/07/heres-hoping-a-teacher-gets-sick-tonight_16917/</link>
      <description>Well today I subbed for my DD2's teacher from last year. I will sub for her Thurs. as well. Subbed yesterday too but as a teachers aide. I make $70 for teachers and $65 for aides. I do not have an assignment for tommorrow but will check on-line at 6:30 a.m. to see if any teachers call...</description>
      <pubDate>Tue, 07 Nov 2006 20:30:28 PST</pubDate>
	  <author> (Marie)</author>
    </item>
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      <title>Back in the game!</title>
      <link>http://overmyhead.savingadvice.com/2006/10/30/back-in-the-game_16464/</link>
      <description>Well I am again dedicating myself to saving $. It has been very difficult. I am now substitute teaching but can only find work for 3 to 4 days a week. Would like to work 5 if I could. My dd2 has been looking for work. She really bleeds me dry for $. It is always something. Gas money,...</description>
      <pubDate>Mon, 30 Oct 2006 17:01:47 PST</pubDate>
	  <author> (Marie)</author>
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      <title>Freebies for me!</title>
      <link>http://overmyhead.savingadvice.com/2006/09/15/freebies-for-me_14350/</link>
      <description>Today I received FREE samples from walmart for shampoo and conditioner. Perfect for travel. &lt;br /&gt;
&lt;br /&gt;
Went to the mall and bought on clearance 2 sofee shorts my daughter wears that are usually $10 each for $4 each.&lt;br /&gt;
&lt;br /&gt;
Took my DD2's broken glasses to Walmart and the nice optical man fixed...</description>
      <pubDate>Fri, 15 Sep 2006 14:26:48 PST</pubDate>
	  <author> (Marie)</author>
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      <title>No good deals around these parts</title>
      <link>http://overmyhead.savingadvice.com/2006/09/14/no-good-deals-around-these-parts_14287/</link>
      <description>Not many good deals these days. Target's coupons are no good and the sale ads for the grocery stores the past two weeks have not provided much savings. &lt;br /&gt;
I really need to work however, these days find me staying with my dad after his ileostomy surgery. My mom has a job and she needs...</description>
      <pubDate>Thu, 14 Sep 2006 08:09:35 PST</pubDate>
	  <author> (Marie)</author>
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