I have decided to get with the program again. I have had a career change which now allows me to actually save and pay down my debts. Before there was not even enough to pay the bills and we were just borrowing from Peter to pay Paul. My new job is in an emergency clinic and I love it. It is exciting. I am not making a killing but it is more than I was making before and it is steady. I can actually create a budget now. I did that for July and I am on target. We are going to visit my sister in NC the week of the 23rd so I am saving up $350.00 for that trip. I have $159 saved so far plus $20 in change. This is the first time I can do something like this and not feel guilty or irresponsible about it. One way I have found I can save money is by paying cash for groceries. I have set aside $120 a week and whatever I can buy with that is all I buy. I spent $76 so far and I am going to go through my pantry and freezer now and see what is there that I can use for the rest of the week without having to spend my left over $44 minus having to buy creamer. This will go towards NC fund. Once school starts I will use all extra money to pay down debt. Our goal is to move to NC in the next 4 to 5 years. I want to be debt free by that time.
Going to try this again
July 9th, 2007 at 02:07 pm